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Protecting the Public Speaker’s Most Valuable Asset: Your Voice!

A lawyer has his briefs and his arguments. A basketball player needs a basketball and a plumber uses a snake to clear a drain. What do these professionals (who get paid a lot of money) all have in common? Without one specific tool, they cannot do their job properly. In addition, if that tool is not in tiptop working condition — their job will become more difficult, if not impossible to perform!

Well, guess what? If a public speaker wants to make an impact with his or her audience, the one tool he absolutely needs to protect is his voice. Doing so, will allow you to effortlessly do your job so your audience can enjoy your message and content.

Before I worked as a professional speaker and humorist, I trained as a professional actor. I did oodles and oodles of stage work that allowed me to speak on a stage and be completely heard (without straining) in the last row of the theatre/auditorium.

I accomplished this with hours of voice training and the proper use of my voice using my diaphragm.

You see, your voice box is a muscle, and just like any other part of your body, if you abuse it–you will lose it! And if you don’t take care of your body and don’t get enough sleep or you’re fatigued, I guarantee you, as the sun rises in the east and sets in the west — your voice will be the first thing to go! Hello, laryngitis!

Your body and voice should work in peak performance mode so your inspiring message and content ring loud and clear like a bell!

Please don’t rely on the sound system to help you out if your voice is scratchy, hurting, or withering away due to fatigue.

The result will be a scratchy voice that is NOW louder to your audience and more annoying to listen to. Remember: If your voice fails, you’re a goner! Also apologizing to your audience every few minutes will not help the matter. They don’t care. They want a speaker they can ALL enjoy now!

What to Drink to Protect Your Voice

Yes, drinking is very important. Of course, we’re talking about drinking the right fluids that are NON alcoholic. Working pros know that alcohol is a clear no-no before preparing to speak in front of an eager audience.

I can’t tell you how many times at night before doing a corporate show, a client or an attendee has offered me a cocktail before bounding onto the platform.

I always turned it down, and I hope you do the same. You see, not only will the alcohol dry out your throat, but the combination of drinking it and talking to a crowd are fraught with danger.

Try this on for size. You could forget what you wanted to say; you could stumble off the stage and into the audience. Landing off the platform and into the lap of an audience member is NOT how you want to be remembered, do you? And just imagine what the evaluations forms will point out.

“Speaker was pretty decent until she stumbled off the platform and landed on me breaking my collar bone! Would enjoy hearing her again when she’s sober and I am healed!”

Again, do yourself a favor: Drink alcohol AFTER your presentation during your down time in the hotel bar!

That said, you should do everything you can to lubricate your voice and not have phlegm rear its ugly head. The best thing to drink is plain old H2O. In fact, you should drink a lot of water (hydrate as they say) the day BEFORE you are scheduled to speak.

Doing this will moisten up your vocal chords, not to mention your entire body (which is always a good idea anyway.) Then during your speech have a cup of room-temperature water beside you on the lectern, and sip it every now and then.

Another big no-no is to keep away from soda and other carbonated drinks right before your presentation. If you want to protect your voice, remember to stay away from carbonation, especially if you do NOT want to belch or slightly burp on stage. Imagine the embarrassment when you belch out a word or two in the middle of your talk!

If water is just not your thing, try drinking something naturally sweet, like orange juice or grapefruit juice. They are astringents and can help clear any congestion from your vocal chords. Again, doing this will enable you to NOT have to clear your throat after every other sentence!

Coddle Your Voice Like a Baby!

Just as you wouldn’t send your small child out into the cold without a sweater and scarf, do the same for your speaking voice.

Protect your voice by wrapping a winter scarf around your neck in winter. Wear turtleneck sweaters and shirts (in season, of course). Wisely, do what you have to do to keep yourself and your voice warm and cozy.

Don’t go too far by wrapping a woolen scarf around your neck in mid-July. Oh, sure, other speakers might know you are protecting your voice. BUT some folks might think you’re a nut job and could possibly alert the authorities. (And no, that never happened to me!)

There’s More You Can Do

Does the word “strain” conjure up feelings of pain or tension? Well, your voice thinks it does! Common sense dictates to always use a microphone when you are speaking to an audience. Certainly if you are in an intimate setting, say less than fifty people, then you might not want to. But only do that if you can project your voice properly to your listeners without hurting it.

Along with being trained as an actor, I also trained earlier in my life as a singer. And because I was, I always want to keep my voice limber by singing scales and doing certain vocal exercises.

If I am on the road (and I usually am when giving a presentation), I do my scales in my hotel room (preferably in the shower). My public speaking program has certain voice exercises for you to use that can help give your voice more timbre, vocal range, and flexibility.

Remember: Just like an athlete stretches his arms and leg quads for flexibility, so must a speaker get his voice flexible to get the job done!

Be prudent: If there’s a break during the day’s schedule before you have to speak, protect your voice by taking that time to be alone.

Do your best to NOT speak to anyone. Explain to your host or client that you’re not being antisocial; you’re just saving your voice for the time you’re scheduled to speak. (They’ll hopefully understand and drift away for you to be alone!)

Again, it’s worth repeating: Before your begin your speech, find a quiet area (preferably your hotel bathroom) and warm up your voice. Do this just as you would warm up your muscles before you go for a jog or whatever type of exercise you enjoy doing.

Don’t worry if a few people can hear you doing those odd vocal exercises to continually protect your very important asset: your voice!

Source by Peter J. Fogel

5 Proven Instagram Marketing Tips to Fuel Sales

Today, social media platforms are the holy grail when it comes to implementing effective marketing strategies. With over 3.7 billion active users in 2019 globally, it’s no doubt the reason behind why marketers across the world are leveraging social media platforms to boost brand awareness, generate user engagement, increase organic visibility and reach their target audiences. While there are numerous social media platforms you can use to promote sales in your business, Instagram should be one of them.

Instagram Marketing

It’s no secret that this visual-centric platform, with a staggering 1 billion users is an effective marketing platform. Moreover, Instagram is continuously gaining popularity among brands and businesses due to its undisputed potential to fuel sales, attract more clients and convert leads or followers into brand advocates.

See Also:- What to Do With a Degree in Communications

Truth be told, although Instagram marketing is very competitive, this platform is an effective sales generating pipeline. However, to optimize the benefits of Instagram and all its useful features, it’s imperative to establish a strategy that aligns with your goal—to increase sales. Below is a list of proven Instagram marketing tips to increase sales in your business.

  • Invest in high-quality images

It’s vital to keep your followers updated about your brand. With Instagram, you can do exactly that by posting high-quality, and captivating images or Instagram stories that perfectly highlight your brand and the products or services you provide.

Additionally, ensure that you maintain the brand’s visual consistency. This will allow your brand to be easily recognizable which boosts the chances of people engaging with your posts (through likes, shares, comments and so on) more.

  • Piggyback on the right hashtags

Consider this, Instagram is used by billions of people and over 25 million businesses as well. And for you to reach your target users, you have to compete for your brand’s visibility. The best way to ensure that your brand out spreads its reach, brand awareness and audience engagement is to use the relevant hashtags. Establish an effective hashtag strategy and watch your brand visibility on Instagram snowball.

  • Take advantage of Instagram ads

Instagram ads can significantly boost audience reach. It is a great technique that businesses use to advertise their products and services to their target audience. And the best thing about Instagram ads is that your ads will target followers or users who are already interested in your products and services.

Additionally, you can use Instagram ads to run retargeting campaigns for leads that have visited your website and try to convert them once more. However, to achieve this, you need to provide ads that focus on their previous interaction and behavior to turn them into customers and increase sales. You can integrate vibrant colors, attractive features and eye-catching images of your products and services to do this.

  • Incorporate the Instagram shopping feature
  • Instagram Marketing1

This shopping feature simplifies users’ shopping experience by allowing them to shop for products within the app. Additionally, the function will enable brands to sell through the app by marking products you wish to trade with a shopping icon. This will not only increase sales but also promote customer relationships and boosts positive customer experience with your followers or clients.

  • Use influencer marketing

Influencer marketing is among the most effective and reliable advertising approach businesses use. Generally, consumers prefer to buy products from brands that have been endorsed by industry influencers, celebrities, bloggers, and so on. Using influencer marketing not only increase sales but also doubles your audience reach meaning improved brand awareness and visibility.

There’s no doubt that Instagram is an excellent platform for positioning your brand as the industry authority and increase conversions. This platform allows businesses to reach a wider audience, create brand visibility and awareness as well as increase revenue. To successfully do this, a professional social media agency in Dubai can assist your business to establish an effective Instagram strategy to ensure you achieve your goals.

What to Do With a Degree in Communications

Communications majors study the best practices for conveying information on interpersonal and organizational levels. When you graduate, you should know how to write and speak effectively and persuasively. You will have strong interpersonal, time management, and critical thinking skills.  You will be detail-oriented and adept at information gathering.


In addition, you will be able to work independently and as part of a team. This major can prepare you for a wide range of careers. Many communications majors choose to work in mass communication and media, film, music, television, journalismpublic relations, and advertising, among others.

Let’s take a look at 10 such careers.

Marketing Manager

Marketing managers assess the demand for a company’s products and services and then help decide how, where, and to whom to sell them. They also help set prices. They collaborate with public relations and sales staff and with product developers. This requires excellent interpersonal skills. Such work also requires marketing managers to be good at gathering information and communicating effectively.

Read More- Top 8 Web Development Trends of 2019

Event Planner

Event planners, also called convention and meeting planners, make sure events run smoothly. They choose locations, hire vendors, and arrange lodging and transportation for attendees. They must be detail-oriented and excellent at time management. Event planners also must have strong communication and interpersonal skills.


Lobbyists are, by definition, communicators. They are paid (although some volunteer) to persuade legislators to act in the best interests of the groups the lobbyists represent. As a communications major, you have almost all the skills and knowledge you need for this career, but you will need to learn about the legislative process. A minor in political science would be advantageous, as would internships or volunteer work with legislative staffs or lobbying organizations.

Sales Representative

Sales representatives, working for manufacturers and wholesalers, sell products to retailers, government agencies, and organizations. They do not sell to the public. Their job is to convince clients how selling these products will help grow their profits or contribute to achieving other goals. Your ability to speak and write persuasively will be an asset in this career, as will your strong interpersonal skills.


Advertising Sales Rep

Advertising sales reps sell time during television and radio programming and space in magazines and newspapers and on websites and outdoor media. They must be able to persuade companies that advertising in the media they represent is the best way to reach customers. You will make good use of your strong communication skills.

Human Resources Specialist

Human resources specialists are responsible for hiring and retaining a company’s or organization’s employees. They recruit, interview, and hire job candidates and answer employees’ questions about company policies and benefits. This occupation will make good use of your strong speaking and interpersonal skills. When it comes to checking candidates’ backgrounds and keeping records, being detail-oriented certainly will be an asset.


Producers deal with the business behind making movies, television shows, stage productions, and even video games and computer software. They coordinate personnel and tend to budgets and schedules. The amount of time you will spend dealing with other people will make you thankful for the excellent communication and interpersonal skills you attained while earning your degree.


Attorneys give advice to their clients in criminal and civil legal cases. They represent them in court and at hearings. Attorneys need excellent speaking and writing skills which you will have after earning your undergraduate degree. They also must be adept at gathering information, which is another of your skills. Admission to law school requires that you have a bachelor’s degree, but it can be in any major of your choosing.

Graphic Designer

Graphic designers employ visual elements to communicate messages through print and electronic media. As a communications major, you learned about using words to convey messages. Your communication skills augmented with technical training in graphic design can put you on this career path.

Management Consultant

Management consultants are hired by companies who want to become more efficient or profitable. The consultants, who work for firms or are self-employed, help them achieve these goals. Your strong communication, interpersonal skills, and time management skills will allow you to succeed in this career.

Top 8 Web Development Trends of 2019

Web Development 2019 is here, and it promises to bring with it fresh ideas, modern innovations and new initiatives in web development we deserve; from the current developments on AI through Machine Learning to Blockchain and Cryptocurrency influencing the global economy.

Web Development

indeed, when it comes to technology, everything is so variable and unpredictable. Now and then, advancement and breakthroughs surprise us and shift our world. The digital revolution continues to set trends and tempt us with new technologies that developers and programmers everywhere will be crazy about. People are always excited to know the most in-demand languages/frameworks as well as the latest updates on web design and software applications.

To give you foresight on what will happen this year, here’s the Top 8 Web Development Trends of 2019 that will dominate the web industry.

1. AI or Bots

Artificial intelligence (AI) is the intelligence displayed by machines to mimic human intelligence and perform cognitive functions like the ability to learn, collect data, analyze information, understand emotions or solve challenging problems. The need for AI-enabled communication, multi-task automation, and analytics solutions will become more prevalent this year.

As early as now we can see how AI’s chatbots, virtual assistants (like Amazon’s Alexa, Apple’s Siri and Microsoft’s Cortana) and voice bots helped businesses engagement and transformed social interaction. Their evolutions empowered the omnichannel for digital customer experience and guaranteed consistency across voice, chat, messaging and websites.

With the help of Machine Learning (ML) development and Artificial Neural Network (ANN) researches and studies, AI might achieve its coveted goals – to successfully simulate genuine human empathy and demonstrate commonsense knowledge.

2. JavaScript

JavaScript is still the most popular language for the last six years, and it continues to develop according to Stack Overflow 2018 report. The evolution of its frameworks, libraries, and designs for the past years proved that it has lots to offer in the market. No wonder it’s developer’s top pick language for it provides a whole new experience of flexibility, challenge, and power.

In Coding Dojo boot camp, we teach not only Javascript, but we offer five of the Most In-Demand Programming Languages of 2019 ranked in TIOBE Index. Our learning platform equips developers with the most sought-after tech skills and helps them stand out on the job market.

3. Progressive Web App

Progressive Web Apps (or PWAs) are still part of 2019 hottest web trends. These modern web applications load like regular web pages or websites but have a high level of functionality. They can load instantly, regardless of the network state and browser choice because they’re built with progressive enhancement, a strategy for web design that emphasizes core webpage content first.

PWA ensures an instant, independence and reliable experience of users without cache issues. It’s safe because it served via HTTP to avert content snooping and data tampering.

On top of that, PWA is user-friendly, installable and hassle-free which enhances the existing web technologies—thanks to its service workers and other built-in features. It can be shared via a URL and can re-engage users with web push notifications.

4. Single Page Application

A single-page application (SPA) is a web application based on Javascript which works well among user devices. It boosts performance, minimize interruptions due to page reloading and decreases web development time by responding to navigation actions without creating a request to fetch new HTML from the server-side.

Why is SPA well-liked?

It’s an excellent pick when building responsive websites, support mobile, tablet & desktop apps. Most recent developments on SPA are based on React and Angular frameworks that make it practical and suitable for hybrid apps.

5. Mobile-Friendly Website

Mobile-friendly websites are websites that work well on smartphones. They use touch controls and can fit on small screens for quick navigation. Furthermore, they load fast due to their fantastic features which reduce data entry.

In 2016, Google’s A-Team created its own first mobile-optimized search index. It’s one of Google’s best approaches to give their smartphone visitors the same quality of user experience when delivering search results regardless of the device they’re using.

Although hardware and user-interface are different between desktops and mobile devices, many companies adopted the strategy to start digital traffic and increase their website marketability. It’s a wise move for the number of mobile phone users in the world. And it is expected to pass the five billion mark by 2019 according to

6. Motion UI

With a great demand for interactive web design, Motion UI will still be trending this year for its dynamic graphics, amazing animation and real impacts on usability. It showcases the developer’s ability to tell a visual story while communicating to the viewer using a variety of tools and techniques.

Motion UI is a sustainable library that allows the seamless transition effects on the user interface. It’s one of the most rapidly gaining popularity libraries because it enables developers to animate content as easy as possible even without having a solid foundation in JavaScript or jQuery library.

7. Blockchain Technology

Thanks to Satoshi Nakamoto, the unknown person who [claimed to be a Japanese] created and developed the bitcoin, we’ve entered the Bitcoin Era. And from it, the Blockchain Technology emerges which heyday is still evident nowadays.

Blockchain is an open and distributed ledger, notorious for its secured design, decentralized consensus, and modified-resistance blocks. It’s designed to lower the financial business cost, reduce the frequency of transaction settlement and improve cash flow backed up by transparent records/data.

As a peer-to-peer network manages it, it has a strict protocol for inter-node communication and new block validation process that earned it the title as the “First and Most Trusted Global Cryptocurrency Company.”

One of the best practices of Coding Dojo workshops is to teach our students on how to create digital certificates using blockchain. This BlockCerts project is made possible with our partnership with MIT. Now, we issue verifiable graduation certificates on the BitCoin blockchain that ensures valid status.

Learn More- 5 Cyber Security Ways to Protect Your Site in 2018

8. Cybersecurity

Ever since data breaches, cyber threats, website hacking, and data theft are the terrible menace that lurks on the darkest shadows of technological advancement and scientific progression, and 2019 will be no exemption. Thus, cybersecurity won’t disappear soon.

Cybersecurity or information technology security (IT security) is the computer protection systems against theft, service disruption or misdirection as well as on hardware, software or electronic data damages.

IT security experts envisage that those cybercriminals won’t stop to look for vulnerabilities and victims. With that in mind, individuals, companies, communities, and industries need to strengthen their security system to protect their private info, servers, and databases. Therefore, tenacious solutions are necessary to battle the cyber challenges of the contemporary world.

The Future is NOW

The web development industry is doing a great job coming up with new frameworks, design trends, and mobile web app developments to satisfy the incessant demands and expectations of mankind. And despite some setbacks and flaws, it continues to thrive, flourish and improve.

So, no matter what project you’ll be working on in 2019, find time to update your skillset and learn new languages and frameworks to stay on top of your game. And for those who are planning to change their job or career, try web programming—it’s fun, challenging and worth exploring.


5 Cyber Security Ways to Protect Your Site in 2018

Cyber Security New year, new ideas, new goals, new threats. In the past five years, malware infections have increased rapidly with things like Ransomware reporting millions of such infections.


By looking at these reports, we can safely assume that this year is not going to be any different.

We need to protect our sites against cybercriminals and malware. Here are five secure ways to do that:

  1. Use security programs
  2. Use your head
  3. Use a VPN
  4. Keep your computer updated
  5. Disable 3rd party plugins that you don’t use

Learn More- Why Business Website Needs Redesigning

Use Security Programs

Security programs are the most basic thing that a Windows computer must-have. Linux and other operating systems are a different story. Let’s focus on Windows for now.

Cyber Programs

The good thing about security software is that it has the ability not only to easily remove malware but can also prevent a malware infection from happening in the first place. That can make all the difference in the world.

An ideal, common, security configuration, is to use an Antivirus and an Anti-Malware at the same time.

Yes, using two security programs at the same time is forbidden. But, that only goes for using two Antivirus or two Anti-Malware programs at once.

Having only one Antivirus and one Anti-Malware is fine because the two of them detect different kinds of threats and are meant to work with each other.

As for which ones to use, it comes down to personal preference. MalwareFox and Avast should make a good pair in general though.

Use Your Head

Security software is at best, the second layer of protection. The first one is always the user. That is if you can add the operating system as an exception.

If you make a mistake and end up clicking on a malicious link, then chances are that your security configuration will protect you.

However, no security program is flawless. There is always the chance that something will manage to bypass the defenses of an Antivirus or an Anti-Malware.

So, if you’re going to be chasing after malware, then you might as well burn your computer right now.

You need to use your head. Avoid suspicious links, ads, emails, and try to stay away from non-legitimate freeware. If something looks too good to be real, then it most likely is.

Just pay attention to what you’re clicking on and be wary of the information that you provide online.

Use a VPN

VPN stands for Virtual Private Server. It’s more helpful for privacy issues rather for security ones but it’s still a nice thing to have.

A VPN conceals your IP address which somewhat makes you anonymous and even makes it look like you’re browsing the web from an entirely different country.

Other than that, it encrypts ingoing and outgoing traffic so that no one but you will know what you’re looking at.


Do keep in mind that by using a VPN you’re entrusting all of your browsing information to your VPN provider. Which is why people often don’t recommend free VPNs.

Other than that, don’t think for a second that you can utilize the anonymity of a VPN to do nasty things.

Any logical VPN provider would rather give away a customer to the police than facing jail time for protecting a cyber-criminal.

Keep Your Computer Updated

Imagine yourself using your computer like any other day and getting infected with malware out of nowhere without touching anything. That’s more or less how an infection from a zero-day exploit looks like.

It’s at the very least a frustrating experience, which is why we need to constantly keep our computers updated.

Security updates/patches are an important aspect of computer security and are often overlooked by the average person.

If you don’t believe me, check out the zero-day exploit which WannaCry Ransomware utilized to infect millions of people.

Disable 3rd Party Plugins That You Don’t Use

As mentioned before, zero-day exploits are quite possibly the worst thing that can happen to a PC user.

But, did you know that browser plugins are also susceptible to this? Java and Adobe Flash Player have been known to be huge targets for this kind of thing.

Mostly because there are thousands, if not millions of people using them, without even knowing that they do so.

Cybercriminals generally aim to create malware for the most widely used platforms. Which is precisely why some 3rd party plugins are dangerous to have.

If you don’t use/need Adobe Flash Player, then go and remove it right now. Literally, stop reading and do it. I’m waiting.

Not only Flash Player but any plugin which you don’t need. Anyone of them that is currently residing in your computer could have a zero-exploit.

All you need to do is to visit a malicious website which takes advantage of that exploit and boom, you’re infected.

Why Business Website Needs Redesigning

In today’s world, it is very much important to keep yourself updated with the latest trends. If you are having a website which deals with your business for a longer time than the website redesign concept will act as a game-changer for an existing business. We are all aware of this fact that for a website average lifespan is 3-6 years. This will change as per the time and new updates of various search engines like Google, Yahoo and much more. It is necessary if we stay in touch with the latest updates so that we can implement it over the website for achieving an enormous number of business goals.

Business Website

Below are the listed reasons for opting the website redesign so that your website will be updated and relevant in today’s competitive world.

Is your website responsive?

People find easier to access the website from their mobile phones, tablets, iPad and much more in comparison to accessing it on laptop or desktops. So, for this, it is necessary for the website to be responsive in nature so that people can easily access it from all standard devices hassle-free.

Quickly check your website responsiveness from Google mobile friendly and if it is not responsive then it is a high time to opt for the website redesigning.

Learn More- the Currency Market Will Make You Money If You Use These Tips

Website Simply Outdated?

If your site is older than 3-5 years, you probably should consider a redesign. Web technologies are constantly changing and in today’s connected world, you must stay current. Visitors form an opinion about your website in 0.05 seconds. (That’s not a typo.) You then have 10 seconds to capture your visitor’s attention and let them know what your business is all about.

To put the icing on the cake, 75% of visitors judge a company’s credibility based on their website’s design. That’s an incredible amount of make-it or break-it moments in an unbelievably short amount of time. If your website doesn’t look fresh and well-maintained, it’s probably time for a redesign.

Older & Outdated Website

Your existing website is older than 3-5 years, you presumably ought to consider an update. Web technologies are always showing signs of change and in today’s world, you should remain updated with the same. The web site visitors can form an opinion about your site in 0.05 seconds. You then have 10 seconds to catch your guest’s consideration and let them realize what really matters to your business.

To put what tops off an already good thing, 75% of visitors judge a company’s credibility based on their website design. That is a mind-boggling measure of make-it or break-it minutes in an inconceivably short measure of time. On the off chance that your site doesn’t look crisp and all around kept up, it’s presumably time for an update.

Things are Breaking!

A self-evident, enormous warning is when functionalities begin breaking on the website on a regular basis. If visitors find hard to explore pages effectively, or finish call-to-activities, odds are your deserting rate could soar.. Not just that, quite possibly’s they’ll abandon your organization altogether.

Broken destinations ordinarily mean old coding, which demonstrates the site is old and hasn’t been legitimately kept up. When things begin breaking, it’s unquestionably time to consider an update i.e. Redesign.

Social Media

It is safe to say that you are via web-based networking media? Are your records joined into your site? On the off chance that you do utilize online networking, extraordinary! On the off chance that you don’t, you might need to rethink your web-based promoting technique!

At the point when a site conspicuously shows social sharing catches, social shares can increment up to 700%. This lone means more brand acknowledgment and conceivably higher SERP’s since Google is including online networking to their calculations.

Since 78% of private ventures now get approximately 25% of new clients from web-based social networking, joining your social stages into your site can just lift business. Since a noteworthy control of striking marking is to be steady, you’ll need to guarantee that both your site and online networking destinations depict a similar brand component. A crisp, new upgrade will permit you to do only that.

the Currency Market Will Make You Money If You Use These Tips

Property in chandigarh is in fact a incorporated to budget plan and your debt-payment mentioned in number 1. The”Pay Yourself First” mantra that you have always heard is true and effective. When I say”save cash religiously”, I literally mean that you need to do it as if it is a mortal sin not to save money. Make frugality a habit of achieving the wealth which you have been dreaming of, and you’re guaranteed. In any investment, money is needed either for capital or maybe for your own personal needs while awaiting the result of your venture so there’s no such thing as starting company at absolute zero capital. (or maybe there is . in Neverland).

Option number three would be to provide collateral. If you have other assets which are clear and free you pledge them to get around the bad credit. This may be free and clear trucks, trailers, heavy equipment, or equity in real estate .

On the other hand, if a fantastic investment advisor is available, he/she can help you track the long-term investment cycles, and introduce you to alternative investment products which could be tricky to get by yourself.

Take an break on your ways. An individual’s reaction after winning the jackpot is to cover the debts and giving expensive gifts such as Property In chandigarh and automobiles to the household . An individual must resist doing such for there are states and areas that would imposed taxes. These taxes could eventually eat all your winnings up at the future and that’s the reason it’s critical to lock up after you won the prize and zip your pockets.

As you can easily find one apartments may be a convenient option. You can find one near your workplace, near malls or department stores. Singles or professionals often prefer this than settling in the suburbs. Then again, at some point or another, an apartment or a rented flat might not appear to be enough.

Avoid listening to the advices of your close friends. They all may think of what is the right for you but they are not the best experts that could teach you with your finances. For they could be able to guide you with your spending habits accept advices form financial experts.

Without investing any of your own money, such properties can be purchased by you. It is very easy to get loans for apartments than for one family houses. You can easily cover any cash needs by increasing some money that is private.

Creating a Blueprint for Optimum Work-Life Balance

Is this you or can you relate to the following scenario? “You rise early in the morning, no later than 6:00 am, drink 2-3 cups of coffee before you start your day, work hard all day including skipping lunch, maybe tell yourself you are going to spend time with family and will arrive home at a reasonable hour; however, you end up working later or taking work home with you and sometimes working into the wee hours.” This becoming more and more common as people struggle to find a healthy balance in their lives. Often time greater pressures are on women, who work full-time building a career or business, still expected to cook, clean and somehow cater to her family’s needs. In the mix, you lose sight of taking care of yourself. Let me assure you, there is a better way and there are people who have achieved optimum balance in their daily lives.

Let me share a story with you… Let’s take John and Jennifer who have been married for 15 years with two kids. Jennifer started her own business six years ago (a technology business). This family takes annual vacations. At least six weeks off for fun every year. John and Jennifer had parents with strong values that influenced their habits growing up. An important value they learned was “If you are going to a job, do it to the best of your ability.” Another strong value learned was saving and investing. By the time they were married, they both had a savings plan in place and they were able to maximize their join savings plan. At work, Jennifer has a first-class executive assistant who allows her to focus on what she does best. She does not get caught up in unnecessary paperwork and rises early to kick-off her day. She rarely arrives home later than 6 pm. At the beginning of the year Jennifer and John sit down and plan their personal and family goals. This includes scheduling time for vacation and mini-breaks. Twice a year Jennifer enjoys a long weekend away with her Mastermind Group to enjoy skiing.

Here is the million dollar question, “Do you enjoy a healthy, well-balanced lifestyle, doing work that you love, and that gives you an excellent financial return and allows you to have significant time off to pursue your other interest? The answer is either “Yes” or “No.”

If your answer is “No”, let me introduce you to B-ALERT. If you check the dictionary for the work alert it reads “At the ready, mindful, using intelligence, on guard, conscious, and prepared.” Being at the ready every day and using intelligence will keep you mindful of your priorities and your state of balance. When you are truly alert you are more conscious of what is going on. Now what is the opposite of alert? Mindless, unprepared, unconscious off-guard and stupid! If you had a choice, which side of the scale would you like to sit on?

People that incorporate B-ALERT for creating optimum work-life balance use these daily practices.

B-Blueprint – This is your strategic plan for the day. You can set your priorities, appointments and projects. Review the night before or early morning.

A-Action – Concentrate on the most important activities that will move you towards accomplishing your sixty-day goals.

L-Learning – Expand your knowledge through reading, CDs, DVDs, video, mentors, courses.

E-Exercise – Re-energize for thirty minutes.

R-Relaxation – Eliminate daily stress. Nap, meditate, listen to music, family time.

T-Think – Take time to reflect on the day. Review goals, visualize, develop new ideas and use a journal.

Track your progress every week. Set up your own simple recording chart. At the end of each day take a moment to record your progress.

Source by Tangela Davis

Anticipatory Grief Feelings Not Associated With Death

I taught school for a dozen years and loved every one of them. But the day came when I realized I had done everything I could with my job and had no more to give. To keep myself creative I started writing articles for educational magazines and several were published. The idea of becoming a writer intrigued me, so I gave the school several months notice and quit my job to pursue this new career.

Quitting teaching was a hard decision — a grieving decision — and every time I drove past the school tears welled up in my eyes. Now I understand that I was going through anticipatory grief, a feeling of loss before a death or dreaded event occurs. One career had ended and the other was uncertain. Though some may not identify it, everyone goes though anticipatory grief.

You may have feelings of loss long before your child leaves for college. An impending divorce may cause emotional upheaval and grief. A job transfer to another city may cause you to grieve for the home and community you have come to love. Anticipatory grief is powerful, so powerful it can literally change your life. What are the symptoms?

Denial is one of them. Even if you sense you are grieving, you may push sad thoughts to the back of your mind. Nervousness is another symptoms and you are on constant alert. This nervousness may develop into anxiety and dread. Long-term anticipatory grief can lead to crying spells, mood swings, anger and depression.

Anticipatory grief does not arrive at the door like an isolated package. While you are grieving, you may also be dealing with a variety of issues, such as getting ready to move. No wonder you are forgetful. Because you are swamped, you may eat on the run or snack instead of eating balanced meals. Sleep problems keep you awake at night and your days may become a study in fatigue.

Anticipatory grief differs from post-death grief in several ways. One difference is the inability to predict when it will end. Another difference is the mixture of sorrow and hope. You feel sorrow, yet continue to hope things will turn out all right.

Meghan O’Rouke writes about “The True Nature of Mourning” in an April, 2009 issue of “The Week.” As common as grief is, O’Rouke notes that it is difficult to confront it. In a culture that tends to hide grief and lacks mourning rituals, she says, “We want to achieve emotional recovery.” Fortunately, there are things you can do to help yourself.

Be alert to the symptoms of anticipatory grief. Eat balanced meals and go to bed at the same time each night. Whether they are spoken or written, express your feelings with words. Share your feelings with a trusted relative or friend. Slowly, step-by-step, work on building your healing path.

Painful as it is, anticipatory grief helps you to discover your true self. Indeed, you may evolve into a new person, someone you did not know before and want to know better now. You are a work in progress and so is anticipatory grief.

Copyright 2009 by Harriet Hodgson

Source by Harriet Hodgson

Anxiety – Know Your Enemy!


– An abnormal and overwhelming sense of apprehension and fear often marked by physiological signs (as sweating, tension, and increased pulse), by doubt concerning the reality and nature of the threat, and by self-doubt about one’s capacity to cope with it.

– A state of uneasiness and apprehension, as about future uncertainties

– The response to a stressor, involving, body, emotions, thinking (cognition ) and behaviour.

Good Or Bad?

– Anxiety is considered to be a normal reaction to a stressor.

– It may help an individual to deal with a demanding situation by prompting them to cope with it.

– It makes the individual VIGILANT & ALERT.

– It makes one take proactive actions against al possible dangerous situations/ threats.

– Optimal amount of anxiety is helpful in a situations like- test/exam, job interview, competition to take out the best in a person and keeping him aroused & alert.

– However, when anxiety becomes overwhelming, it may fall under the classification of an anxiety disorder.

Fear v/s Anxiety

– Anxiety is a response to a stimulus, could be real or imaginary, identifiable or unidentifiable.

– It could be persistent, sometime even without a relevant stimulus.

– While Fear is an appropriate response to a perceived threat.

– Fear is more focused, while anxiety is more generalized.

– Fear is short lived and focused on the present ( present threat), whereas anxiety is focused on future/ upcoming threat.

Types of Anxiety

– Anxious/ avoidant Personality Disorder

– Social Anxiety

– Generalized Anxiety Disorder

– Panic Disorder

– Post Traumatic Stress Disorder

– Obsessive Compulsive Disorder

– Phobia

– Optimal amount of anxiety is helpful in a situations like- test/exam, job interview, competition to take out the best in a person and keeping him aroused & alert.

– However, when anxiety becomes overwhelming, it may fall under the classification of an anxiety disorder.

Avoidant Personality Disorder

– DSM IV Criteria for Dianosis of APD:

– Avoids occupational activities that involve significant interpersonal contact, because of fears of criticism, disapproval, or rejection

– Is unwilling to get involved with people unless certain of being liked

– Shows restraint within intimate relationships because of the fear of being shamed or ridiculed

– Is preoccupied with being criticized or rejected in social situations

– Is inhibited in new interpersonal situations because of feelings of inadequacy

– Views self as socially inept, personally unappealing, or inferior to others

– Is unusually reluctant to take personal risk or to engage in any new activities because they may prove embarrassing

Genralized Anxiety Disorder

– Non-specific, persistent fear and worry and become overly concerned with everyday matters.

– A diagnosis of GAD is made when a person has been excessively worried about an everyday problem for six months or more.

– A person may find they have problems making daily decisions and remembering commitments as a result of lack of concentration/preoccupation with worry s. Work & personal life are seriously impaired.

Social Anxiety

– An intense fear and avoidance of negative public scrutiny, public embarrassment, humiliation, or social interaction. This fear can be specific to particular social situations (such as public speaking) or, is experienced in almost all social interactions.

Panic Disorder

– Brief attacks of intense terror and apprehension, often marked by trembling, shaking, confusion, dizziness, nausea, difficulty breathing.

– Can be triggered by stress, fear, or even exercise; the specific cause is not always apparent.

– May last for 10 min to several hours.

Post Traumatic Stress Disorder

– Post-traumatic stress disorder (PTSD) is an anxiety disorder which results from a traumatic experience. Post-traumatic stress can result from an extreme situation, such as combat, natural disaster, rape, hostage situations, child abuse or even a serious accident. It can also result from long term exposure to a severe stressor.

– Common symptoms include hyper vigilance, flashbacks, avoidant behaviors, anxiety, anger and depression.

Obsessive Compulsive Disorder

– Obsessive-compulsive disorder (OCD) is a type of anxiety disorder primarily characterized by repetitive obsessions (distressing, persistent, and intrusive thoughts or images) and compulsions (urges to perform specific acts or rituals).


– Fear and anxiety triggered by a specific stimulus or situation.

– Sufferers typically anticipate terrifying consequences from encountering the object of their fear, which can be anything from an animal to a location to a particular situation.

– Fear is not proportional to the actual potential danger.

Causes of Anxiety

– In the Brain – Anxiety is associated with changes / lack of certain neurotransmitters in the brain.

– Genetics. Researchers know that if Anxiety disorders runs in your family then there is a high probability of developing the same.

– Age. People who are elderly are at higher risk of developing GAD. Younger individuals are more prone to developing social anxiety.

– Health conditions. Conditions such as cancer, heart disease, recurrent infections, allergies are associated with anxiety disorders.

– Changes and stressful events. It’s not surprising that people might become anxious during stressful times..

— Loneliness

— Lack of social support

— Marital or relationship problems

— Financial strain

— Early childhood trauma or abuse

— Unemployment or underemployment

– Medications and substances. Many prescription drugs can cause symptoms of anxiety. Alcohol or substance abuse is also associated and makes the condition worse.

Symptoms of Anxiety

– Feelings of apprehension or dread

– Trouble concentrating

– Feeling tense and jumpy

– Anticipating the worst

– Irritability

– Restlessness

– Watching for signs of danger

– Feeling like your mind’s gone blank

Physical Symptoms of Anxiety

– Pounding heart

– Sweating

– Sinking feeling in the stomach

– Frequent urination or diarrhea

– Difficulty in breathing or heavy breathing

– Tremors and twitches

– Muscle tension, esp around head and neck

– Headaches

– Fatigue

– Insomnia/Inability to sleep

Managing Anxiety


Drug Therapy


Cognitive Behavioral Therapy, Interpersonal Therapy, Talk Therapy, Exposure Therapy

– ACTIVITY & EXERCISE, helps release neurotransmitters.

– LIFESTYLE MODIFICATION- Nutrition, Occupation, Activity, Environment.

– REDUCING INTAKE OF- Alcohol, Caffeine, Nicotine


Homeopathy & Bach Flower Therapy



Yoga, Meditation, Biofeedback, Imagery/ Positive Visualization, etc


Family & friends


— Helps cope with current situation, adversities in general, being prepared for any future episodes.

— Helps dealing with negative emotions & appropriate emotional expression.

How and when to seek help?

– We all have our own ways to coping with situations, sometimes they don’t work. When they don’t… you will know, which is by way of symptoms.

– This is the time you need to seek help, which may be from a friend, family member, a person who is unbiased and non judgmental.

– Best would be a doctor or counselor, who would listen, understand, empathise, suggest solutions, or help in any or every way.


– Try not to be a people pleaser.

– Being aware & mindful of your thoughts & behaviors.

– Having realistic expectations from yourself and those around you.

– Control your emotions and express them at appropriate time, situation and person.

– Work on your self-esteem & confidence levels

– A Break – no matter how short or long, it does help.

– Appreciation – complementing one self on smallest of gestures or achievements.

Have faith in yourself and Hope for a better tomorrow!

Source by Dr Anshita Singh Rathore

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